Swosti Mobile Credit Card

Bdjobs.com introduced the mobile-based emergency credit system, Swosti – Mobile Credit Card (MCC), to address the critical need for emergency funds among underprivileged people in Bangladesh. Offering instant credit ranging from BDT 3,000 to BDT 10,000 via a simple SMS, the funds are accessible through Mobile Banking Agents or ATMs. This service helps mitigate urgent situations like medical needs, school fees, and family occasions for those without access to conventional banking. Swosti’s innovative approach received the ‘mBillionth Award-2014’ from New Delhi, India, recognizing its impact on providing accessible emergency loans.